FundingLane helps qualifying small businesses and self-employed individuals access revenue-based merchant cash advances, for commercial purposes only and not for personal, family or household use. It is not a consumer product. A merchant cash advance is not a loan: it is the purchase of a portion of your business’s future receivables, paid to you as a lump sum today. What you remit is a fixed, agreed amount rather than interest, and it is never expressed as an annual percentage rate.
FundingLane is a connection provider operated by FundingLane LLC. It is not a funder and is not a party to the Revenue Purchase Agreement executed between you and a third-party funder, whose own agreement governs the transaction; FundingLane disclaims liability arising from those third-party agreements. We pass the request you submit to funders in our network, and each of them decides independently whether to make an offer and on what terms. We do not guarantee that you will be matched, approved or offered any particular amount or terms. Whether you qualify depends on your business’s revenue and is confirmed through review and verification.
Using this site is free, and checking your options is a soft inquiry that does not affect your credit score. FundingLane may be compensated by a funder when a request results in a funded advance, and never asks you to pay a fee in advance in exchange for a promise of funding. Any figures shown on this site are illustrative examples, not an offer or a quote. Availability and terms vary by state, and funding is not offered in New York. In California, funders provide the commercial financing disclosures that California law requires. This service is governed by the laws of the State of California.